Manba Vyapar Loan is a funding program for small business loan which specifically targets small businesses such as Kirana stores, Medical Shops, Tailors, Carpenters, Laundries, Eateries / Bakeries, Manufacturing Units, Repair shops, etc., whose financing needs are smaller in size & have comparatively less access to organized funding. It is a business loan without collateral.
The maximum loan tenure offered on our Manba Vyapar Loan currently is 48 months.
The eligibility criteria for availing Manba Vyapar Loan include factors such as:
To avail of a Manba Vyapar Loan, you will need to have a house or a shop in your name or in the name of your spouse/parents.
You will need to provide a PAN Card and any one of the officially valid documents – Aadhar/Passport/Driving license/ Voter ID with your correct name, date of birth, current address.
In case you don’t have a PAN Card, you can fill and submit Form 60 for verification.
Your EMIs will be auto-debited from your bank account on the due date through the NACH registered at the time of your loan application. In case your EMI has bounced, you can pay via:
Feel free to reach out to our sales officer in case you need guidance on payment via UPI channels.