We, (“www.manbafinance.com”, “We”,) are the owners of the website www.manbafinance.com (“Website”).
The terms and conditions mentioned above pertain to our portal/application ‘www.manbafinance.com’. It also applies to all associated portal/applications linked to ‘www.manbafinance.com’, the many subsidiaries and affiliated sites. Kindly read these terms and conditions carefully.
WHEN YOU USE THIS PORTAL/APPLICATION YOU AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS.
The Terms and Conditions presented below maintain regulation over your usage of and your availing any services offered on the ‘www.manbafinance.com’ portal/application. They tantamount to an agreement between you and ‘www.manbafinance.com’. ‘www.manbafinance.com’ retains the right to alter or revise any of the terms and conditions, policies, or rules at its discretion at any point in time. Besides, any such alterations and revisions become effective immediately upon their posting on the portal/application. And if you continue to operate with ‘www.manbafinance.com’ subsequent to such postings, it would be deemed ‘acceptance’ of such policies on your part, i.e. ‘acceptance’ with the alterations and revisions as posted online.
Hence, it’s advisable that you look up these Terms and Conditions and all other rules and policies at regular intervals in time so as to keep yourself informed of changes if any. In case you don’t accept the changes, www.manbafinance.com requests you to stop using the portal/application with immediate effect.
At the very outset, www.manbafinance.com would like to assure you that safeguarding your confidentiality and privacy is our top priority. We are committed to providing you with a safe online experience. This protocol of confidentiality is applicable to our portal/application and all other web domains which are the collective property of ‘www.manbafinance.com’. This policy also covers data collection and their usage by ‘www.manbafinance.com’.
When you come on board this portal/application it’s deemed that you agree to the gathering, use, storage, and revelation of your personal data as enunciated in this confidentiality protocol. In case you have even the slightest of hesitation with the agreement to this, kindly do not use the portal/application. It’s also crucial to note that each time you visit the portal/application, it would be the latest version of the policy that would govern your usage.
We may share personal information with our other corporate entities and affiliates. These entities and affiliates may market to you as a result of such sharing unless you explicitly opt-out.
We may disclose personal information to third parties. This disclosure may be required for us to provide you access to our Services, to comply with our legal obligations, to enforce our User Agreement, to facilitate our marketing and advertising activities, or to prevent, detect, mitigate, and investigate fraudulent or illegal activities related to our Services. We do not disclose your personal information to third parties for their marketing and advertising purposes without your explicit consent.
This Website showcases our products and services (“Offerings”).
WHAT DATA DO WE COLLECT?
To get in touch with us through our Website, or when you post your query in relation to our Offerings, or register/signup with us for our offerings, or when you reach out to us to avail of any job opportunity you are required to provide us with your name, age, e-mail address, physical address, and contact number. For the sake of brevity, the aforementioned information shall be referred to as “Personal Information”.
Website and Social media accounts – We may also collect, store and use your Personal Information when you (1) access our social networking handles operated by us on Facebook, Youtube, Instagram, (2) share our blogs through Facebook, Twitter, and/or Linkedin and (3) comment/ provide feedback/testimonials on such social networking handles.
Accuracy of information. Please make sure that any Personal Information you share with us is accurate and up to date information.
WHAT DO WE DO WITH YOUR DATA?
We use the Personal Information for the following purposes:
WHO DO WE DISCLOSE YOUR DATA TO?
We do not sell, rent, share, distribute, lease or otherwise provide your Personal Information to third parties, without your prior consent. Keeping this in mind, we may disclose your Personal Information in the following cases:
Affiliates: We may provide your Personal Information to our affiliates and all business entities to enable them to improve the Offerings and provide services related to the Offerings.
Merger or Acquisition: We may transfer your Personal Information if we are acquired by another entity, or if we merge with another company or transfer a part of our business, including the Website, to a third party. Any such third party or resultant entity that receives your Personal Information shall have the right to continue to use your Personal Information in line with the purposes set out herein. In the event of such a sale or transfer, we may notify you.
Legal and Regulatory Authorities: We may disclose your Personal Information in order to comply with our legal obligations/ court orders/ requests by Govt. authorities.
HOW LONG DO WE RETAIN YOUR DATA?
We will retain your Personal Information as long as it is required to be retained for the purpose of provision of the Offerings and to comply with our legal obligations. Subject to this section, we will delete your Personal Information upon reasonable written request for the same. Please note, however, that there might be latency in deleting Personal Information from our servers. For more information on where and how long your personal data is stored, and for more information on your rights of erasure and portability, please contact firstname.lastname@example.org
OUR SECURITY MEASURES
Your Personal Information is stored on third-party cloud servers . We provide appropriate firewalls and protections for the security of Personal Information, however, Personal Data transmitted from these systems are not hack-proof. Data pilferage due to unauthorized hacking, virus attacks, technical issues is possible, and we will take necessary measures to mitigate such events.
You have the right to access your Personal Information in our possession, right to have us rectify or modify any such Personal Information, right to have us erase/delete your Personal Information, and right to object to our use of your Personal Information. If you would like to exercise ANY of these rights, please contact email@example.com.
If you are a child under the age of 18 years, please do not provide any Personal Information. If the legal representative of the child discovers that the child has provided us with Personal Information, we request the legal representative of the child to contact us firstname.lastname@example.org to have the Personal Information deleted.
CHOICE AND OPT-OUT
We may send you communications including but not limited to (a) notices about your use of our Website and Offerings, including those concerning violations of use, (b) updates, (c) promotional information regarding our Offerings, and (d) newsletters. You may opt out of receiving promotional emails and newsletters from us by following the unsubscribe instructions provided in those emails. Alternatively, you can opt-out, at any time, by emailing email@example.com with your specific request.
LINKS TO OTHER WEBSITES
LIMITATION OF LIABILITY
GOVERNING LAWS AND DISPUTES
CHANGES TO THIS POLICY
These confidentiality protocols are effective on the date you commence using or accessing the portal/application.
Confidentiality or what’s better known as ‘Privacy’ is an innate trait at ‘www.manbafinance.com’. We request you to read the policies on confidentiality before going ahead with the portal/application. These policies are applicable to all products and services catered to by ‘www.manbafinance.com’.
We reiterate that your private and confidential information is our topmost priority. To safeguard it and keep it in our safe custody is our supreme concern. We also assure you that these protocols apply to not just the ‘www.manbafinance.com’ portal/application but also all other web portals/applications, which are the exclusive property of ‘www.manbafinance.com’. This policy also governs the data accumulation and utilization by ‘www.manbafinance.com’.
The ‘Confidentiality Protocols’ reveals our customary ways and conventional manner with information on this portal/application. It also encompasses the services of subscribers and members including the kind of data that’s being collected, the mode of such information collection, the utilization of such data, and the sharing of such data with third parties.
When we cite the phrase ‘Personal Information’, we refer to any information that can be employed to recognize, contact, or locate the person associated with the information. Besides, it’s important to note that such information includes but is not limited to details like address, telephone, and fax number, email address, financial profiles, identification number, and credit card information.
TERMS OF CONFIDENTIALITY PROTOCOL
What’s done with the information gathered?
All information provided by you on the portal/application comes under the ownership of ‘www.manbafinance.com’. This information would be used for a host of relevant reasons in connection to yourself. We’d need to contact and communicate with you on matters related to the news and services happening online, for one. The portal/application would also need to be supervised and upgraded or statistical calculations would have to be made on the number of visitors to the portal/application, for another. Besides, keeping track of the geographical locales of the visitors we’d also need to keep you posted on all the exclusive offers on the portal/application. This would all be done with a view to providing you with a good shopping experience.
As and when an order is being processed some of your personal details would need to be passed on to other parties who’d need to have access to the personal data including but not limited to courier companies, credit card processing companies & vendors who’d need these details in order to perform their roles. However, under no circumstances will ‘www.manbafinance.com’ allow any unwanted or unwarranted person to collect information.
There may be occasions when ‘www.manbafinance.com’ would have to answer the calls of court orders, subpoenas, or other legal matters. Going by this, your personal details may need to be revealed to such relevant parties. This would be done without taking recourse to give notice to or even informing you.
It’s deemed that you are in agreement with ‘www.manbafinance.com’ utilizing your private details to keep you informed of other items or services available either from ‘www.manbafinance.com’ or any of its marketing associates. You may also be contacted through surveys to conduct research on your views of the services currently provided or even of potential new services that could be provided.
It’s a common practice on our part to follow and monitor the users who visit our portal/application. This aids us in determining which services of ours are the most popular. The information is utilized to serve customized content and advertising inside the confines of our portal/application to users whose demeanor is indicative of interest in a certain matter.
ACCUMULATION OF PERSONAL INFORMATION
So, who exactly is referred to as the users? All individuals who visit or use the portal/application and the services of ‘www.manbafinance.com’, including you are referred to as ‘Users’. And this, regardless of the fact that they may be actually making or selling any product or service concerning the operations on the portal/application. Personal details including but not limited to your mail ids, home and work address, name, and contact numbers may all be accumulated and stored by the portal/application.
Information including but not limited to billing details may be gathered by ‘www.manbafinance.com’ hinging upon the service used by you. Further, ‘www.manbafinance.com’ also gathers and stores any unnamed and unidentified demographic information, which may not be unique to you including but not limited to Pincode, gender, age, your tastes, desires and inclinations, interests, and favourite things.
Besides, data including but not limited to chats, all communications through our portal/application, dispute resolution revelations, community discussions, and communications sent to us may all be accumulated and stored.
With the aim of arriving at statistical data concerning operations on the portal/application, ‘www.manbafinance.com’ also accumulates and stores information concerning your computer hardware and software. This may include your IP address, browser type, access times, and referring portal/application addresses, and domain names.
We’d like to emphasize that this Confidentiality Policy pertains only to information accumulated through the portal/application. Information including but not limited to email communications transpiring between you and other users and more, does not come under this gambit. If by any chance you have revealed your details to other users, a wholly different set of rules may become applicable to the personal information therein gathered. If you choose to furnish information to other users, what happens? ‘www.manbafinance.com’ does not in any way guarantee any privacy or security on this and expressly disclaims all liability in this regard. It’s therefore advised that you assess the privacy and security of other users before divulging any information.
For the sake of your own privacy and security, we’d like to advise that you peruse the privacy policies of portal/applications that have links to ‘www.manbafinance.com’, which are the ones you regularly navigate into. This would enable you to understand how those portals/applications gather, utilize, and share your data. We’d like to be explicit that ‘www.manbafinance.com’ does not carry any responsibility for data that are provided to other portal/applications or for the confidentiality policies of other portal/applications whose scope fall outside the ambit of ‘www.manbafinance.com’.
COOKIES AND MORE
What are cookies? They are small nuggets of data or pieces of text information kept away safely by the browser on your hard disk. So what’s in a cookie? Such cookies are in use to keep track of your visits to aid websites including ‘www.manbafinance.com’ in providing you with uninterrupted service. The portal/application takes the help of cookies to aid you in personalizing your online experience. They are uniquely allotted to you and can be read by a web browser in the domain that released the cookie to you.
It’s wholly up to you to accept or turn down cookies. A majority of web browsers automatically take on cookies. But you can usually alter your browser settings to turn down cookies if you so choose to. However, if you opt for turning down cookies you may not be able to fully experience the many interactive features of the portal/application.
It’s quite normal to share certain collective data as in demographies and portal/application usage statistics to our advertisers, sponsors, or other third parties. However, it must be kept in mind that marketing partners and network providers do not come under the scope of third parties.
Again, it’s pertinent to remember that these third parties do not have admission to your personal details. However, each time you connect with us via chat, email, it must be remembered that ‘www.manbafinance.com’ retains the exclusive right to consider your mail id for all marketing communications. You could unsubscribe by sending an email to firstname.lastname@example.org from such connections at any time that you wish to in case you’re not interested.
Also, it’s crucial to keep in mind that once you leave the boundaries of our portal/application and get on to the links of another, you will come to be under the confidentiality policies of the other portal/application. Hence the policies of our portal/application will then, no longer be applicable to you.
In case of any queries concerning this, please contact us at 324, Runwal Heights, Opp. Nirmal Lifestyle, LBS Marg, Mulund (W), Mumbai -400080
It’s a deemed fact that by using this portal/application you signify your agreement with all terms and conditions of this Confidentiality Protocols. ‘www.manbafinance.com’ retains its exclusive right to alter, modify or even add or delete parts of this policy at any time. Again, if you upon operating on this portal/application receive any personal data about another user, it would be deemed agreement on your part to safeguard the data as private. And, it would be understood that you would take care of the information in a manner at least as controlled and restrained as which ‘www.manbafinance.com’ would do at the very outset. Further, it would be deemed that you utilize this data only for transaction-related reasons or any other reason that you have been expressly empowered to do so.
Your individual and confidential information is safe with us and will not be shared with any third party without your approval. The information gathered across various sources may be compiled together and be used to enhance and customize the services of the portal/application, its content, and advertising. Just in case you do not like to engage in the ad customization scheme, send us an email telling us of your inclination not to participate.
If required to do so by law or may be when such action is necessary, ‘www.manbafinance.com’ would divulge your private information in accordance with the relevant laws and rules. This may be done in order to:
Satisfy legal requirements or adhere to legal proceedings served on ‘www.manbafinance.com’ or the portal/application.
Support and safeguard the rights or the property of ‘www.manbafinance.com’.
Administer our policies.
Rejoin to assertions or a listing or any other content violating the rights of others.
Safeguard the personal security of users of ‘www.manbafinance.com’ or the public.
Or, to even account for any speculated illegal goings-on or swindling activities.
Information on Site
‘www.manbafinance.com’ does its very best at all times to safeguard the correctness and accuracy of information presented. There may be a few variations that could be expected in terms of the products appearing larger or smaller than their actual sizes. This is primarily done to give you the benefit of viewing the product better and in better detailing. Considering that every computer/device is set a little differently from the other, there may again be differences in display/visibility.
We are dedicated to providing you with all the information that you require about the services/products you may wish to use/buy. www.manbafinance.com makes every effort to avoid errors of every kind, but we’d like to mention that inconsistencies owing to typographical or system errors on the website may occur very rarely and are never intended. In the unfortunate event that there may be an occasional discrepancy or inconsistency being projected on the portal/application, www.manbafinance.com retains the right to implement and execute the required corrections at any and all times.
The contents of the portal/application ‘www.manbafinance.com’ in all forms are the exclusive proprietary property of ‘www.manbafinance.com’. Whether they be in the form of the logo, the designs, the text and graphics, the images and pictures, the look and feel, the sound files, software, the layout, classification, and structure thereof or what could be cumulatively called as ‘Site Materials’. They are in aggregation the exclusive property of ‘www.manbafinance.com’ or its licensors or users protected by copyright laws, patent and trademark laws, unfair competition legislation, and various other intellectual property rights.
When you come on board on ‘www.manbafinance.com’ you are being conferred with an exclusive and unique, non-sublicensable limited license to visit, access, and use the portal/application. Further, this includes electronically copying information – except where it’s prohibited to do so without a license www.manbafinance.com .explicitly gives you a right to take printouts to hard copies of portions of our portal/application for your information for non-business and personal utilization only.
And this license is conditional upon satisfying the following Terms and Conditions. It does not include:
Either trading or business use or resale of the portal/application or the contents therein.
Accumulation and utilization of any product listings, images, or descriptions for business reasons.
The dispersion or handing out of any contents of the portal/application or public performance or public display of any contents of the portal/application.
Altering or otherwise making any secondary use of the portal/application or its contents, or any portions of the portal/application.
Usage of any automated modes to approach, supervise or interact with any parts of the portal/application. This also includes data mining, spiders, robots, scraping, or similar data gathering or extraction techniques.
Downloading any parts of the portal/application – other than folio caching. Or, the contents of the portal/application or any information carried therein other than what’s explicitly allowed on our portal/application.
Find a good reason and the grounds to make appear any kind of pop-ups, pops under, exit windows, expanding buttons, advertisements, banners, or anything else that minimizes, camouflages, or shapes around or holds back the total exhibit of the portal/application.
Indulging in operations that in any manner would interfere with the normal functioning of the portal/application.
Utilizing our portal/application or contents of the portal/application for any reason other than what it’s intended to be utilized for.
Usage of the portal/application or its contents thereon for any purpose other than what it’s specifically permitted to be used for or without the permission of ‘www.manbafinance.com’.
Indulging in such unauthorized use could violate any relevant laws. This includes without reservation copyright, trademark laws, and relevant communications statutes and legislations.
Further unless expressed otherwise explicitly, no data of any kind whatsoever, in these Terms and Conditions should be made out to be as the granting of any license to intellectual property rights, be it by estoppel consequences if not. www.manbafinance.com retains every right to revoke any license if so granted at any time without giving any notice to the party whose license is being revoked.
GUARDING YOUR PERSONAL DATA
To a large extent possible, precautions and safeguards will be taken by ‘www.manbafinance.com’ to safeguard your personal data from unlicensed access, utilization, or divulgence. Individuals who have been given access to personal data are fully aware of their accountability to safeguard the security, privacy, and righteousness of the data.
However much modern the security practices are, it can be stated that no physical or electronic system is impenetrable. It cannot be said with finality that our database is wholly secure. Neither can we provide any assurance regarding the security of our database and nor can we ensure that the data you furnish will always remain private.
It would be wholly with your consent that we may post your credentials along with your name. In case you don’t want this to happen kindly contact us at email@example.com.
The use of this portal/application is restricted to all persons who have attained the age of majority in accordance with the laws that they are governed by and to legal entities, which are competent to contract under appropriate laws. It’s not with premeditated intent that we gather personally identifiable inputs from children under the age of even eighteen (18). Once a parent or guardian comes to the knowledge of a child coming on board the portal/application and providing us with personal data without the consent of the parent or guardian, it’s best that the person contacts us. The moment we get to know that a child under eighteen has given us personal data we will delete such information from our records.
BREACH VIOLATION OF CONDUCT
Visitors and users who are found to be repeated infringers are warned beforehand that we retain the sole discretion to abort and bar such trespassers as the circumstances may call upon us to do so.
Likewise ‘www.manbafinance.com’ also reserves its sole discretion to bar entry into the portal/application and/or bring to an end the accounts of any user, who violate or are found to be in breach of any of the intellectual property rights of others, irrespective of the fact that there may not be or could not be repeated infringement.
This website may contain links to third party websites. Any outside links are provided only as a convenience. Your use of outside links is at your sole risk. Links from the website do not constitute www.manbafinance.com endorsement of any third party, its website, or its goods or services. www.manbafinance.com is not responsible for any outside sites, services or other materials linked to or from the website, and disclaims all liability for any injury you may experience by using such materials.
Information concerning any notification would be sent to you by way of:
A general announcement in your account information.
By mail to your contact mail address.
These notices would be deemed to be sent to you after the expiration of twenty-four hours after posting it and or sending you the same on your registered email-id.
We are always here to help you!