FAQ's

Who can apply for a Two-wheeler Loan?
Any salaried or self-employed individual having Identification Proof can apply for Two wheeler loans.
In which other ways can I get in touch with the MANBA for inquiry on Two Wheeler Loans?
You can call us 1860-266-9989, mail us at This email address is being protected from spambots. You need JavaScript enabled to view it.
In which other ways can I get in touch with the MANBA for details on Two Wheeler Loans if I am existing customer?
You can call us 1860-266-9989, mail us at This email address is being protected from spambots. You need JavaScript enabled to view it.
What will be the age Limit to apply for a Two-wheeler Loan?
Applicant should be above 21 Years of Age and should not have crossed 62 years at the end of the tenor of the loan.
Can we apply if fall in the age group of 18 to 21 as teenager?
You are allowed to apply with an application of Income earning Co-guarantor having blood relation.
What is the minimum documentation required to avail Two-wheeler Loan?
You will be required to submit ID proof, current residential proof, 3 months banking transaction.
How much finance can I avail of?
You can borrow upto 100% On Road Price depending on the Model and Eligibility.
How long will it take to process the loan?
The loan gets processed within 48 hours of completing documentation.
Are there any criteria with respect to my residence stability?
For Owned House customer you require to submit Utility bill. Rented Customers need to have a residence stability of at least 12 months.
What is the minimum salary/ income required to get the benefit of Income base criteria?
The minimum salary requirement is 1, 20,000 per annum or ITR for 2, 00,000/- per annum.
Do I need a Co-applicant?
No, but in case if you don't meet the norms then you may be required to have a co applicant. Co applicant becomes a co-endorser and assumes liability in event of default.
Will my two-wheeler be hypothecated?
Yes, your Two-wheeler will be hypothecated with us till the maturity of the Loan period.
How can I make my repayments?
You can make your equated monthly installments either through ECS (accompanied by Security PDCs) or through CTS Compliant Post Dated cheques.
Will I have an advantage if I have repayment track record of any earlier loan?
You will be eligible for a higher loan amount & top up loan.
How much time will it take to change the mode of repayment / account for repayment of my loan?
It will take 30 working days to activate the revised instructions. In case your next installment falls due prior to the said date, instruction already lodged with us will be presented for payment.
How can I change the mode of repayment / account for my loan?
In the event that you wish to change the mode of repayment/bank account for your loan repayment, you may visit the Manba Office and submit your request with the revised account mandate/instructions, Else write us on This email address is being protected from spambots. You need JavaScript enabled to view it. or call us at 1860-266-9989
What will be done with the post-dated cheques if I request to change the mode of repayment / account for my loan?
Post Dated Cheques(PDCs)/Security Cheques submitted towards loan repayment that have not been encashed, will be defaced and retained by the Manba. In case, you wish to have your old Post Dated Cheques(PDCs)/ Security Cheques to be returned to you, kindly write us an email at This email address is being protected from spambots. You need JavaScript enabled to view it. within 45 days from the date of application of change in repayment instructions. In case, we do not hear from you within the stipulated period, the defaced cheques will be destroyed.
What is Manba Customer care?
Our Customer care Team addresses your queries concerning to Two-Wheeler Loans. Contact our Customer care on 1860-266-9989 between 10:00 AM and 06:00 PM from Monday to Saturday, (On 2nd Saturday 10:00 AM and 01:30 PM.). Alternatively you can also write on customer care email id. This email address is being protected from spambots. You need JavaScript enabled to view it.
How can I get my address changed in my loan account?
In order to change your address in our records, you may visit the MANBA FINANCE LTD office with the following documents
- Request form for Address Change.
- Self-Attested copy of your revised address proof along with the original address proof for validation.
- In case a bearer submits the request on your behalf, a bearer authorization along with KYC documents (self-attested copy and original for validation) of the bearer, i.e. Identity and Signature Proof like PAN Card, Aadhar Card, Driving License or Passport Copy will also need to be provided.