Can I Buy a Bike with Zero Down Payment? Everything You Need to Know
Purchasing a bike without making a down payment requires a clear understanding of the process. For many, owning a bike is necessary for daily commuting and leisure trips. However, not everyone has the funds to make an upfront payment. A zero-down-payment bike loan is an attractive financing option that allows individuals to buy a bike […]
6 Personal Loan Options You Can Qualify for Even with a Credit Score Between 600 and 700
Do you have a fair credit score and are worried you may not qualify for a personal loan? We have good news for you! Many popular NBFCs, such as Manba Finance, are more flexible with their evaluation parameters. They consider various factors besides credit scores, such as documentation and financial stability. If you prove credible […]
Online Payments: Top Advantages and Disadvantages You Need to Know
Did you know that India accounts for around 48% of global digital payments, the highest rate in the world? Several factors have contributed to this incredible feat, with the introduction of UPI in 2016 being the primary driving force. A recent report by the RBI stated that in 2024, an estimated 83% of the total […]
How to Get the Best Interest Rate on a Second-Hand Car Loan?
Investing in a second-hand car is a smart choice when you are on a tight budget and want to prioritize savings. While used vehicles are available at relatively lower prices, making a one-time upfront payment can still cause financial strain. Opting for a used car loan with manageable EMIs is way easier on the pocket. […]
What is a Bad Credit Score? Here’s How You Can Still Get a Loan & Improve Your Score
Although you can secure loans for bad credit scores, you will likely encounter challenges such as not getting the desired loan amount and facing high interest rates. You must strategically improve your score before applying for a loan to avoid such a situation. What is a bad credit score, and what causes it? If you […]
How to Obtain a Loan Without a Salary Slip: Alternative Proofs & Best Options
When applying for a loan, proof of income is essential for lenders to assess a borrower’s ability to repay the debt. Traditional banks often rely on salary slips as evidence of stable income. Still, many individuals, such as freelancers, self-employed professionals, and small business owners, lack this documentation, making loan approval more challenging. These individuals […]
Guide to Using a Personal Loan for Abroad Education Without Collateral
Most people are forced to pull down the shutter on their abroad education dreams due to the costs involved. The good news is that your bank balance does not have to dictate what you can achieve today. You can easily opt for a collateral-free education loan and fulfill your goals. If you’re wondering how to […]
7 Proven Tips to Secure the Lowest Interest Rate on Your Used Car Loan
Based on a recent Economic Times report, automakers are set to hike car prices in 2025 owing to increasing input costs and operational expenses. If you are on a budget, you may think the news means your dream of owning a car is shattered. Let us assure you that not all is lost—you can buy […]
How to Get a Startup Business Loan for Cloud Kitchen
Rapid technological advancements, an expanding working population, rising incomes, and a growing desire for convenience have increased the demand for food deliveries and takeout meals. Food entrepreneurs are tapping into this opportunity by launching cloud kitchen businesses—virtual startups that require minimal investment. Unlike restaurants, cloud kitchens focus solely on delivery and takeout, with no physical […]
EV Market Trends in India: Forecasting the Growth of EVs in the Coming Decade
India’s Vehicle Market Overview India’s automotive industry is a cornerstone of its economy, known for being one of the largest markets globally. While conventional internal combustion engine (ICE) vehicles dominate the space, the tides are turning towards electric vehicles (EVs) due to rising urbanization, fluctuating fuel prices, and environmental concerns. EVs are no longer just […]