Personal Loan Options for Salaried Professionals
As a salaried professional, you should aim to maximize monthly savings. However, unforeseen scenarios such as a medical emergency or sudden travel plans can sometimes put you in a difficult financial situation. Drawing from the savings fund you have kept for retirement, your kid’s education, or a future purchase can seem burdensome. In this case, […]
How to Start a Dairy Business with a Business Loan in India
Did you know that India is the largest milk producer in the world, accounting for nearly 24% of global milk production? In March 2025, the Union Minister of Animal Husbandry and Dairying, Rajiv Ranjan Singh, revealed that around 10 crore people in the country are engaged in milk production. He also announced India’s target of […]
Access 125 vs Activa 125: Which Scooter Offers More Value?
The 125cc scooter market in India experiences rapid growth because buyers seek perfect combinations of performance and fuel efficiency and desirable features. The two major scooter models in this category include the Suzuki Access 125 alongside the Honda Activa 125. The two scooters enjoy strong reputations, yet which one provides the most competitive price value? […]
Top 5 Lightweight Scooters for Women: Easy to Ride & Handle
Women can easily handle these high-ranking lightweight scooters as their design offers effortless maneuverability. Scooters have gained popularity among women for their accessible characteristics, together with their fuel-efficient design. A lightweight scooter allows all individuals, from students to working professionals and homemakers, to enjoy trouble-free daily commuting. The following guidelines will lead you to the […]
Can I Buy a Bike with Zero Down Payment? Everything You Need to Know
Purchasing a bike without making a down payment requires a clear understanding of the process. For many, owning a bike is necessary for daily commuting and leisure trips. However, not everyone has the funds to make an upfront payment. A zero-down-payment bike loan is an attractive financing option that allows individuals to buy a bike […]
6 Personal Loan Options You Can Qualify for Even with a Credit Score Between 600 and 700
Do you have a fair credit score and are worried you may not qualify for a personal loan? We have good news for you! Many popular NBFCs, such as Manba Finance, are more flexible with their evaluation parameters. They consider various factors besides credit scores, such as documentation and financial stability. If you prove credible […]
Online Payments: Top Advantages and Disadvantages You Need to Know
Did you know that India accounts for around 48% of global digital payments, the highest rate in the world? Several factors have contributed to this incredible feat, with the introduction of UPI in 2016 being the primary driving force. A recent report by the RBI stated that in 2024, an estimated 83% of the total […]
How to Get the Best Interest Rate on a Second-Hand Car Loan?
Investing in a second-hand car is a smart choice when you are on a tight budget and want to prioritize savings. While used vehicles are available at relatively lower prices, making a one-time upfront payment can still cause financial strain. Opting for a used car loan with manageable EMIs is way easier on the pocket. […]
What is a Bad Credit Score? Here’s How You Can Still Get a Loan & Improve Your Score
Although you can secure loans for bad credit scores, you will likely encounter challenges such as not getting the desired loan amount and facing high interest rates. You must strategically improve your score before applying for a loan to avoid such a situation. What is a bad credit score, and what causes it? If you […]
How to Obtain a Loan Without a Salary Slip: Alternative Proofs & Best Options
When applying for a loan, proof of income is essential for lenders to assess a borrower’s ability to repay the debt. Traditional banks often rely on salary slips as evidence of stable income. Still, many individuals, such as freelancers, self-employed professionals, and small business owners, lack this documentation, making loan approval more challenging. These individuals […]